Fee Schedule

Effective May 6, 2015

 

Membership

New Membership Fee (per member) $5.00
New Membership Fee Youth/Teen Account $2.50


Checking

Partner Paramount Checking Dues $7.50/month
Partner Checking Dues++ $5.00/month
Re-Checking Dues $10.00/month
Non-Sufficient Funds $30.00
Overdraft Courtesy Fee (click here for policy/disclosure) $30.00
Stop Payment: Member Draft, CU Draft or ACH Debit $30.00
Check Copy A (Free online) $6.00
Check Orders+ Depends on Style
Account History Printout A $5.00
Temporary Checks A $2.00 each
 Overdraft Transfer   
       FREE Checking, Fitzsimons Checking & Re-Checking $3.00
       Partner Checking $2.00
       Partner Paramount Checking $1.00


VISA Check Card/ATM Card

Fitzsimons Checking VISA Debit Card Annual Fee $12.00
ATM Card Annual Fee $30.00
Withdrawals at Fitzsimons Owned ATMs FREE
Withdrawals at Non-Fitzsimons Owned/CO-OP ATMs:
First 4 per Month: FREE, $1.50 per Subsequent Transaction
ATM Deposit Adjustments (Returned Item) $6.00 each
ATM Adjustments (All Others) $2.00 each


International Transactions

Single Currency (transactions made in foreign/international countries and in U.S. dollars) 0.8% of transaction
Multi Currency (transactions made in foreign/international countries and in foreign currency) 1% of transaction


Wire Fees

Western Union $20.00
Direct to Mexico Wire  $10.00
Incoming Wire Fee (any source) $5.00
Wire Transfer Outgoing (1/2 Price for Partner & Partner Paramount Accounts) $15.00
Wire Transfer Outgoing International $40.00


Miscellaneous Services

Withdrawals at Non-Fitzsimons CUSN Outlets:
First 4 per Month: FREE, $3.00 per Subsequent Withdrawals
Paper Statement Fee** $2.00
Check Cashing $3.00 for share only below $250 balance
Money Orders ($1,000 Maximum) $2.00
Notary Service for Members/CUSN/Non Members FREE/$3.00/$5.00
Signature Guarantee (members only) FREE
Express Pay Fee (Expedited Payment using Online Bill Pay)  fee varies depending on biller and date due
Account-to-Account transfers (incoming) FREE
Account-to-Account transfers (outgoing) FREE
Popmoney (individual-to-individual transfers) $0.50-$1.75 fee varies depending on amount and date received
 

Account/Loan Maintenance

Verification of Deposit $10.00
Account Closure within 6 Months of Opening $25.00
Statement Copies (per statement) Free with estatements $5.00
Returned Check (Member as Payor/self-to-self) $30.00
Returned Check (Non-Member Payor) $15.00
ACH Checks Placed for Collection $20.00
ACH Non-Recurring Origination Fee $7.00
ACH Origination Returned Fee $30.00
Reopen Share/Share Draft First Time/Each Additional Time $15.00/$25.00
Regulation D Excess Activity Fee
An Excess Activity Fee may be applied for each transaction that exceeds the federal limit of six (6) withdrawals per month or monthly statement cycle, on Share Savings or Money Market Accounts, to include the types below:
  • Transfers via telephone (including ANDI)
  • Transfers via Online Banking (including Bill Pay)
  • Automatic Transfers for Overdraft protection to your checking account (including Debit Card purchases)
  • Pre-authorized transfers and withdrawals from your account (including ACH and wire transfers)
  • Checks, drafts, or similar other withdrawals payable to third parties (counted when they post to your account and not when they are written)
  • ATM Card purchases that post to your savings account
$10.00 per transaction

Dormant Account Fee (after one year)

$5.00/month


A Free for Partner/Partner Paramount Checking Accounts

+ Free for Partner Paramount Checking Accounts

++ Fee will decrease by $0.25 every time a debit card tied to this account is used

* Fees are Subject to Change

** Waived for members under age 18, born on or before 1945; waived if signed-up for eStatements

1 One FREE U.S. ATM withdrawal per calendar month. Some financial institutions or ATM operators may assess a surcharge when using their ATMs for any purpose.

2 Some financial institutions or ATM operators may assess a surcharge when using their ATMs for any purpose.

3 Fee charged when transaction is made outside of the U.S.

 

Business Account Fee Schedule*

Effective January 13, 2014

Rates, terms and conditions are subject to change without notice

Business Partner Checking

Express Business Checking

Transaction Limit
Unlimited 150/month1
Free checks
First Box Free
N/A
Monthly Change Order Totals Above $1,000.00
0.5% of Total
0.75% of Total
VISA Debit Card
FREE FREE
Minimum Balance to earn Dividends

$0-1,000 - No dividends

$1,001-2,500 - Tier 12

$2,501+ - Tier 22

N/A
Per Deposited Item Charge
N/A N/A
Per Check Charge
N/A N/A
Online Banking3
FREE FREE
Online Bill Payment
FREE FREE
ACH Origination
FREE FREE
Merchant Card Services
Price determined by processor
Price determined by processor
Wire Transfer Outgoing
$7.50 $15.00
Personal Line of Credit/Overdraft Protection4
With approved credit
With approved credit
Auto-Transfer from Business Savings Available5
$5.00/transfer $5.00/transfer
Monthly Fee
$7.00 Price determined by processor
1 Transactions in excess of 150 may result in a $10.00/month maintenance fee.
2 See Deposit Rates for current APYs.
3 Online banking provides access to check copies and statement copies free of charge.
4 $30 fee for each transaction paid by Worry Free Overdraft Protection. Must qualify.
5 $5.00 fee per transfer from Business Savings.

2017 Health Links Healthy Business Certificate.pdfFederally insured by NCUA |  Equal Opportunity Lender  |  © 2015 Fitzsimons Credit Union  |  303-340-3343  |  1-800-933-5839

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